Which of the following would NOT be covered under the liability section of a personal auto policy?

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Which of the following would NOT be covered under the liability section of a personal auto policy?

a) A trailer the insured vehicle is towing accidentally comes loose and causes injury to another person.

b) A friend of your son is using the insured vehicle with the named insured’s permission and causes an accident.

c) After a party, the insured causes an accident and is charged with driving under the influence of alcohol.

d) Bodily injury is caused by the insured’s negligence while driving a three-wheel all-terrain vehicle.

Answer: D

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