Which of the following statements about policies sold to preferred risks is (are) true?

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Which of the following statements about policies sold to preferred risks is (are) true?

Preferred risks are people whose mortality experience (deaths per thousand at a given age) is expected to be more favorable than average.

Insurers require preferred risks to purchase at least a minimum amount of life insurance, such as $250,000.

A) I only

B) II only

C) both I and II

D) neither I nor II

Answer: C) both I and II

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