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Which of the following losses would be excluded under the DP-1?
a) while the insured is on vacation, a power failure that occurs away from the insureds home causes electricity to go off in the insureds neighborhood for 10 hours. As a result, large amounts of food stored in the freezer are ruined.
b) when Languid Lake overflows the first story of the insureds home is flooded, causing extensive damage.
c) following a fire, the insured slippers and additional loss because a city ordinance requires that he replaced his frame dwelling with more expensive fire resistant materials.
d). An earthquake causes a fire that destroyed the insureds home.
Answer: a, b, and c.
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