When an insurance application is taken by a producer, which of these statements is true?

Insurance

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When an insurance application is taken by a producer, which of these statements is true?

A. The applicant should have an attorney present during the application process

B. Any changes made on the application require the applicant’s initials

C. Any changes made on the application can later be initialed by the producer if the applicant is unavailable

D. The producer has the discretion to ask or not to ask any of the questions listed on the application

Answer: B. Any changes made on the application require the applicant’s initials

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