Lu would like to save money on her homeowners premium. All of the following steps will help her to reduce her homeowners premium EXCEPT

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Lu would like to save money on her homeowners premium. All of the following steps will help her to reduce her homeowners premium EXCEPT

A) raising the deductible in the homeowners policy to a higher amount.

B) shopping around a homeowners policy.

C) installing burglar alarms, smoke detectors, and dead-bolt locks.

D) insuring the value of the land beneath the house.

Answer: D) insuring the value of the land beneath the house.

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