Helen is looking to reduce her insurance costs for her home. She currently has an HO-3 open-peril policy, but she doesn’t feel she needs liability coverage anymore and wants to change over to a dwelling policy. Though the policies are fundamentally different, which dwelling policy would most closely resemble Helen’s current homeowners policy?

Insurance

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Helen is looking to reduce her insurance costs for her home. She currently has an HO-3 open-peril policy, but she doesn’t feel she needs liability coverage anymore and wants to change over to a dwelling policy. Though the policies are fundamentally different, which dwelling policy would most closely resemble Helen’s current homeowners policy?

Answer: DP-3

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