Assume that the auto in each of the following examples is insured for comprehensive coverage. Which of the losses would be excluded under the BAP?

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Assume that the auto in each of the following examples is insured for comprehensive coverage. Which of the losses would be excluded under the BAP?

A fire destroys 10 CD’s in the auto

A thief removes a cassette player from under the auto’s dash. The tape player had been permanently installed.

A CB radio is damaged in a flood. The radio was permanently mounted in the auto’s dash where the factory installs the radio.

All of the losses are excluded.

Answer: A fire destroys 10 CD’s in the auto

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