All of the following are true regarding benefit periods and elimination periods in a long-term care policy, EXCEPT:

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All of the following are true regarding benefit periods and elimination periods in a long-term care policy, EXCEPT:

a. The elimination period is usually 2 years or more.

b. The insured must be confined to a nursing facility during the elimination period.

c. Long-term care policies with longer elimination periods have lower premiums.

d. The benefit period is the maximum period benefits will be paid to an insured.

Answer: a. The elimination period is usually 2 years or more.

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