All of the following are true of an Umbrella Liability Policy, except:

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All of the following are true of an Umbrella Liability Policy, except:

a. Coverage is worldwide

b. Specific minimum limits for underlying coverage are required

c. Coverage is excess over the underlying policy

d. Damage to property in the care and custody of the insured is covered

Answer: d. Damage to property in the care and custody of the insured is covered

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