All are true about life insurance, EXCEPT:

Insurance

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All are true about life insurance, EXCEPT:

A An Automatic Premium Loan rider will keep a Whole Life policy from lapsing

B Reinstatement of a lapsed policy is subject to certain conditions

C The cash value of a Whole Life policy may be used to supplement retirement

D The 1035 Exchange must always be with the same company that issued the first policy

Answer: D

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